{"id":2177,"date":"2026-07-20T11:20:37","date_gmt":"2026-07-20T18:20:37","guid":{"rendered":"https:\/\/viettaxus.com\/?p=2177"},"modified":"2026-07-21T10:54:50","modified_gmt":"2026-07-21T17:54:50","slug":"agi-vs-magi-income-thresholds-impact-tax-credits","status":"publish","type":"post","link":"https:\/\/viettaxus.com\/vietnamese\/agi-vs-magi-income-thresholds-impact-tax-credits\/","title":{"rendered":"\u2696\ufe0f Ph\u00e2n bi\u1ec7t AGI v\u00e0 MAGI: Ch\u1ee7 \u0111\u1ed9ng \u0111\u1ea3m b\u1ea3o c\u00e1c ng\u01b0\u1ee1ng quy\u1ec1n l\u1ee3i An Sinh 2026."},"content":{"rendered":"

Khi l\u1eadp k\u1ebf ho\u1ea1ch cho n\u0103m t\u00e0i ch\u00ednh c\u1ee7a b\u1ea1n, vi\u1ec7c hi\u1ec3u r\u00f5 s\u1ef1 kh\u00e1c bi\u1ec7t gi\u1eefa Thu nh\u1eadp g\u1ed9p \u0111\u00e3 \u0111i\u1ec1u ch\u1ec9nh (AGI)<\/strong> v\u00e0 Thu nh\u1eadp g\u1ed9p \u0111\u00e3 \u0111i\u1ec1u ch\u1ec9nh s\u1eeda \u0111\u1ed5i (MAGI)<\/strong> l\u00e0 v\u00f4 c\u00f9ng quan tr\u1ecdng. Hai con s\u1ed1 n\u00e0y \u0111\u00f3ng vai tr\u00f2 l\u00e0 nh\u1eefng \u0111i\u1ec3m chu\u1ea9n then ch\u1ed1t. Ch\u00fang quy\u1ebft \u0111\u1ecbnh vi\u1ec7c b\u1ea1n c\u00f3 \u0111\u01b0\u1ee3c ph\u00e9p y\u00eau c\u1ea7u c\u00e1c kho\u1ea3n t\u00edn thu\u1ebf (tax credits)<\/strong> c\u1ee5 th\u1ec3 hay kh\u00f4ng, ho\u1eb7c li\u1ec7u b\u1ea1n c\u00f3 ph\u1ea3i tr\u1ea3 nhi\u1ec1u ti\u1ec1n h\u01a1n cho c\u00e1c ph\u00fac l\u1ee3i x\u00e3 h\u1ed9i (social benefits)<\/strong> nh\u01b0 Medicare hay kh\u00f4ng.<\/p>\n\n\n\n

D\u01b0\u1edbi \u0111\u00e2y l\u00e0 nh\u1eefng \u0111i\u1ec1u b\u1ea1n c\u1ea7n bi\u1ebft \u0111\u1ec3 ch\u1ee7 \u0111\u1ed9ng thu nh\u1eadp.<\/p>\n\n\n\n

\ud83d\udcca Thu nh\u1eadp g\u1ed9p \u0111\u00e3 \u0111i\u1ec1u ch\u1ec9nh (AGI) \u2013 Ng\u01b0\u1ee1ng cho T\u00edn thu\u1ebf<\/strong><\/h2>\n\n\n\n

AGI l\u00e0 n\u1ec1n t\u1ea3ng cho t\u1edd khai thu\u1ebf c\u1ee7a b\u1ea1n, \u0111\u01b0\u1ee3c t\u00ecm th\u1ea5y tr\u00ean D\u00f2ng 11 c\u1ee7a M\u1eabu \u0111\u01a1n 1040 (Form 1040)<\/strong>. N\u00f3 \u0111\u01b0\u1ee3c t\u00ednh b\u1eb1ng c\u00e1ch l\u1ea5y t\u1ed5ng thu nh\u1eadp g\u1ed9p c\u1ee7a b\u1ea1n v\u00e0 tr\u1eeb \u0111i c\u00e1c kho\u1ea3n kh\u1ea5u tr\u1eeb c\u1ee5 th\u1ec3 \"tr\u00ean d\u00f2ng\" (above-the-line deductions), ch\u1eb3ng h\u1ea1n nh\u01b0 c\u00e1c kho\u1ea3n \u0111\u00f3ng g\u00f3p v\u00e0o t\u00e0i kho\u1ea3n ti\u1ebft ki\u1ec7m s\u1ee9c kh\u1ecfe. AGI ch\u1ee7 y\u1ebfu ki\u1ec3m so\u00e1t t\u00ednh \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n c\u1ee7a b\u1ea1n \u0111\u1ed1i v\u1edbi c\u00e1c kho\u1ea3n t\u00edn thu\u1ebf (tax credits)<\/strong> c\u1ed1t l\u00f5i.<\/p>\n\n\n\n

\u0110\u1ed1i v\u1edbi n\u0103m thu\u1ebf 2026, c\u00e1c ng\u01b0\u1ee1ng AGI c\u1ea7n quan t\u00e2m bao g\u1ed3m:<\/p>\n\n\n\n

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  • T\u00edn Thu\u1ebf Tr\u1ebb Em (Child Tax Credit):<\/strong> Kho\u1ea3n t\u00edn thu\u1ebf b\u1eaft \u0111\u1ea7u gi\u1ea3m d\u1ea7n (phase out) khi AGI c\u1ee7a b\u1ea1n v\u01b0\u1ee3t qu\u00e1 200.000 \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi khai thu\u1ebf \u0111\u1ed9c th\u00e2n ho\u1eb7c 400.000 \u0111\u1ed1i v\u1edbi c\u00e1c c\u1eb7p v\u1ee3 ch\u1ed3ng khai thu\u1ebf chung.<\/li>\n\n\n\n
  • T\u00edn Thu\u1ebf Gi\u00e1o D\u1ee5c (Education Credits):<\/strong> T\u00edn thu\u1ebf C\u01a1 h\u1ed9i Hoa K\u1ef3 (American Opportunity) v\u00e0 T\u00edn thu\u1ebf H\u1ecdc t\u1eadp tr\u1ecdn \u0111\u1eddi (Lifetime Learning) b\u1eaft \u0111\u1ea7u gi\u1ea3m d\u1ea7n \u1edf m\u1ee9c AGI l\u00e0 80.000 \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi \u0111\u1ed9c th\u00e2n v\u00e0 160.000 \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi khai chung.<\/li>\n\n\n\n
  • Kh\u1ea5u Tr\u1eeb Chi Ph\u00ed Y T\u1ebf (Medical Expense Deductions):<\/strong> C\u00e1c chi ph\u00ed y t\u1ebf ch\u01b0a \u0111\u01b0\u1ee3c ho\u00e0n tr\u1ea3 c\u1ee7a b\u1ea1n ch\u1ec9 \u0111\u01b0\u1ee3c kh\u1ea5u tr\u1eeb khi ch\u00fang v\u01b0\u1ee3t qu\u00e1 7,5% AGI c\u1ee7a b\u1ea1n.<\/li>\n\n\n\n
  • T\u00edn Thu\u1ebf Thu Nh\u1eadp Do Lao \u0110\u1ed9ng (Earned Income Tax Credit - EITC):<\/strong> C\u00e1c m\u1ee9c gi\u1ea3m d\u1ea7n c\u1ee7a t\u00edn thu\u1ebf n\u00e0y kh\u00e1c nhau t\u00f9y theo quy m\u00f4 gia \u0111\u00ecnh, l\u00ean \u0111\u1ebfn gi\u1edbi h\u1ea1n thu nh\u1eadp l\u00e0 70.224 \u0111\u1ed1i v\u1edbi c\u00e1c c\u1eb7p v\u1ee3 ch\u1ed3ng khai thu\u1ebf chung c\u00f3 ba con \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n tr\u1edf l\u00ean.<\/li>\n\n\n\n
  • T\u00edn Thu\u1ebf Ch\u0103m S\u00f3c Tr\u1ebb Em v\u00e0 Ng\u01b0\u1eddi Ph\u1ee5 Thu\u1ed9c (Child and Dependent Care Credit):<\/strong> Kho\u1ea3n t\u00edn thu\u1ebf s\u1eed d\u1ee5ng thang tr\u01b0\u1ee3t (sliding scale), trong \u0111\u00f3 t\u1ef7 l\u1ec7 t\u00edn thu\u1ebf gi\u1ea3m khi thu nh\u1eadp c\u1ee7a b\u1ea1n t\u0103ng l\u00ean.<\/li>\n\n\n\n
  • Kh\u1ea5u Tr\u1eeb B\u1ed5 Sung Cho Ng\u01b0\u1eddi Cao Tu\u1ed5i (Senior Bonus Deduction):<\/strong> Kho\u1ea3n kh\u1ea5u tr\u1eeb b\u1eaft \u0111\u1ea7u gi\u1ea3m d\u1ea7n khi AGI c\u1ee7a b\u1ea1n v\u01b0\u1ee3t qu\u00e1 75.000 \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi khai thu\u1ebf \u0111\u1ed9c th\u00e2n ho\u1eb7c 150.000 \u0111\u1ed1i v\u1edbi c\u00e1c c\u1eb7p v\u1ee3 ch\u1ed3ng khai thu\u1ebf chung.<\/li>\n<\/ul>\n\n\n\n

    \ud83d\udcc9 Thu nh\u1eadp g\u1ed9p \u0111\u00e3 \u0111i\u1ec1u ch\u1ec9nh s\u1eeda \u0111\u1ed5i (MAGI) \u2013 Ng\u01b0\u1ee1ng cho Ph\u00fac l\u1ee3i X\u00e3 h\u1ed9i<\/strong><\/h2>\n\n\n\n

    MAGI l\u00e0 AGI c\u1ee7a b\u1ea1n v\u1edbi c\u00e1c kho\u1ea3n kh\u1ea5u tr\u1eeb v\u00e0 mi\u1ec5n tr\u1eeb c\u1ee5 th\u1ec3 \u0111\u01b0\u1ee3c c\u1ed9ng l\u1ea1i, ch\u1eb3ng h\u1ea1n nh\u01b0 ti\u1ec1n l\u00e3i tr\u00e1i phi\u1ebfu \u0111\u00f4 th\u1ecb \u0111\u01b0\u1ee3c mi\u1ec5n thu\u1ebf. V\u00ec c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh li\u00ean bang kh\u00e1c nhau y\u00eau c\u1ea7u c\u00e1c kho\u1ea3n c\u1ed9ng l\u1ea1i kh\u00e1c nhau, b\u1ea1n c\u00f3 th\u1ec3 c\u00f3 nhi\u1ec1u ph\u00e9p t\u00ednh MAGI<\/strong> trong m\u1ed9t n\u0103m. MAGI \u0111\u00f3ng vai tr\u00f2 l\u00e0 th\u01b0\u1edbc \u0111o x\u00e1c \u0111\u1ecbnh cho c\u00e1c ph\u00fac l\u1ee3i x\u00e3 h\u1ed9i l\u1edbn v\u00e0 c\u00e1c quy t\u1eafc v\u1ec1 h\u01b0u tr\u00ed.<\/p>\n\n\n\n

    C\u00e1c ng\u01b0\u1ee1ng MAGI ch\u00ednh n\u0103m 2026 bao g\u1ed3m:<\/p>\n\n\n\n

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    • T\u00edn Thu\u1ebf Ph\u00ed B\u1ea3o Hi\u1ec3m ACA (ACA Premium Tax Credits):<\/strong> C\u00e1c kho\u1ea3n tr\u1ee3 c\u1ea5p b\u1ea3o hi\u1ec3m y t\u1ebf c\u1ee7a Marketplace health insurance<\/strong> th\u01b0\u1eddng k\u1ebft th\u00fac khi MAGI c\u1ee7a b\u1ea1n v\u01b0\u1ee3t qu\u00e1 400 ph\u1ea7n tr\u0103m M\u1ee9c Ngh\u00e8o Li\u00ean Bang (Federal Poverty Level - FPL). \u0110\u1ed1i v\u1edbi n\u0103m b\u1ea3o hi\u1ec3m 2026 t\u1ea1i California, m\u1ee9c 400% FPL \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi khai thu\u1ebf \u0111\u1ed9c th\u00e2n l\u00e0 62.600 USD, gia \u0111\u00ecnh 2 ng\u01b0\u1eddi l\u00e0 84.600 USD v\u00e0 gia \u0111\u00ecnh 4 ng\u01b0\u1eddi l\u00e0 128.600 USD.<\/li>\n\n\n\n
    • Kh\u1ea5u Tr\u1eeb IRA Truy\u1ec1n Th\u1ed1ng (Traditional IRA Deduction):<\/strong> Kho\u1ea3n kh\u1ea5u tr\u1eeb b\u1eaft \u0111\u1ea7u gi\u1ea3m d\u1ea7n khi MAGI v\u01b0\u1ee3t qu\u00e1 81.000 \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi khai thu\u1ebf \u0111\u1ed9c th\u00e2n ho\u1eb7c 129.000 \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi khai chung n\u1ebfu \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m b\u1edfi k\u1ebf ho\u1ea1ch t\u1ea1i n\u01a1i l\u00e0m vi\u1ec7c.<\/li>\n\n\n\n
    • \u0110\u00f3ng G\u00f3p Roth IRA (Roth IRA Contribution):<\/strong> M\u1ee9c \u0111\u00f3ng g\u00f3p b\u1eaft \u0111\u1ea7u gi\u1ea3m d\u1ea7n khi MAGI v\u01b0\u1ee3t qu\u00e1 153.000 \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi khai thu\u1ebf \u0111\u1ed9c th\u00e2n ho\u1eb7c 242.000 \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi khai chung.<\/li>\n\n\n\n
    • Ph\u1ee5 Ph\u00ed Medicare IRMAA (Medicare IRMAA Surcharges):<\/strong> \u0110\u1ed1i v\u1edbi n\u0103m 2026, s\u1ed1 ti\u1ec1n \u0111i\u1ec1u ch\u1ec9nh h\u00e0ng th\u00e1ng li\u00ean quan \u0111\u1ebfn thu nh\u1eadp cho Medicare Ph\u1ea7n B v\u00e0 Ph\u1ea7n D b\u1eaft \u0111\u1ea7u khi MAGI c\u1ee7a b\u1ea1n v\u01b0\u1ee3t qu\u00e1 109.000 \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi khai thu\u1ebf \u0111\u1ed9c th\u00e2n ho\u1eb7c 218.000 \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi khai chung.<\/li>\n\n\n\n
    • Thu\u1ebf An Sinh X\u00e3 H\u1ed9i (Social Security Taxation):<\/strong> Trong khi AGI v\u00e0 MAGI x\u1eed l\u00fd h\u1ea7u h\u1ebft c\u00e1c kho\u1ea3n t\u00edn thu\u1ebf, th\u00ec vi\u1ec7c \u0111\u00e1nh thu\u1ebf An sinh x\u00e3 h\u1ed9i l\u1ea1i d\u1ef1a tr\u00ean Thu nh\u1eadp K\u1ebft h\u1ee3p (Combined Income) c\u1ee7a b\u1ea1n. Thu nh\u1eadp n\u00e0y \u0111\u01b0\u1ee3c t\u00ednh b\u1eb1ng c\u00e1ch c\u1ed9ng m\u1ed9t n\u1eeda ph\u00fac l\u1ee3i An sinh x\u00e3 h\u1ed9i v\u00e0o AGI \u0111\u1ec3 x\u00e1c \u0111\u1ecbnh xem ph\u00fac l\u1ee3i c\u1ee7a b\u1ea1n c\u00f3 ph\u1ea3i ch\u1ecbu thu\u1ebf hay kh\u00f4ng.<\/li>\n\n\n\n
    • Kh\u1ea5u Tr\u1eeb L\u00e3i Su\u1ea5t Vay Sinh Vi\u00ean (Student Loan Interest Deduction):<\/strong> Kho\u1ea3n kh\u1ea5u tr\u1eeb b\u1eaft \u0111\u1ea7u gi\u1ea3m d\u1ea7n khi MAGI v\u01b0\u1ee3t qu\u00e1 75.000 \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi khai thu\u1ebf \u0111\u1ed9c th\u00e2n ho\u1eb7c 155.000 \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi khai chung.<\/li>\n\n\n\n
    • Thu\u1ebf Thu Nh\u1eadp \u0110\u1ea7u T\u01b0 R\u00f2ng (Net Investment Income Tax):<\/strong> Thu\u1ebf n\u00e0y k\u00edch ho\u1ea1t m\u1ee9c thu\u1ebf 3,8 ph\u1ea7n tr\u0103m khi MAGI c\u1ee7a b\u1ea1n v\u01b0\u1ee3t qu\u00e1 gi\u1edbi h\u1ea1n theo lu\u1eadt \u0111\u1ecbnh.<\/li>\n<\/ul>\n\n\n\n

      \ud83d\udca1 L\u1eadp K\u1ebf Ho\u1ea1ch Ch\u1ee7 \u0110\u1ed9ng Thu\u1ebf<\/strong><\/h3>\n\n\n\n

      Thi\u1ebfu ki\u1ec3m so\u00e1t thu nh\u1eadp c\u1ee7a b\u1ea1n, t\u00f9y \u00fd v\u00e0o cu\u1ed1i n\u0103m l\u00e0 co th\u1ec3 d\u1eabn \u0111\u1ebfn m\u1ea5t \u0111i c\u00e1c quy\u1ec1n l\u1ee3i t\u1eeb thu\u1ebf hay vi\u1ec7c b\u1ecf l\u1ee1 c\u00e1c kho\u1ea3n ti\u1ebft ki\u1ec7m. H\u00e3y s\u1eed d\u1ee5ng c\u00e1c chi\u1ebfn l\u01b0\u1ee3c sau \u0111\u1ec3 ki\u1ec3m so\u00e1t ch\u1eb7t ch\u1ebd AGI v\u00e0 MAGI c\u1ee7a b\u1ea1n:<\/p>\n\n\n\n

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      • S\u1eed d\u1ee5ng Roth m\u1ed9t c\u00e1ch th\u00f4ng minh:<\/strong> M\u1eb7c d\u00f9 \u0111\u00f3ng g\u00f3p v\u00e0o t\u00e0i kho\u1ea3n Roth kh\u00f4ng l\u00e0m gi\u1ea3m thu nh\u1eadp trong n\u0103m hi\u1ec7n t\u1ea1i c\u1ee7a b\u1ea1n, nh\u01b0ng c\u00e1c kho\u1ea3n ph\u00e2n ph\u1ed1i \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n t\u1eeb Roth IRA ho\u1eb7c Roth 401(k) trong th\u1eddi gian ngh\u1ec9 h\u01b0u ho\u00e0n to\u00e0n \u0111\u01b0\u1ee3c mi\u1ec5n thu\u1ebf v\u00e0 kh\u00f4ng bao gi\u1edd \u0111\u01b0\u1ee3c c\u1ed9ng l\u1ea1i v\u00e0o MAGI c\u1ee7a b\u1ea1n. \u0110i\u1ec1u n\u00e0y gi\u1eef cho thu nh\u1eadp trong t\u01b0\u01a1ng lai c\u1ee7a b\u1ea1n \"s\u1ea1ch s\u1ebd\", b\u1ea3o v\u1ec7 c\u00e1c ph\u00fac l\u1ee3i x\u00e3 h\u1ed9i c\u1ee7a b\u1ea1n v\u1ec1 l\u00e2u d\u00e0i.<\/li>\n\n\n\n
      • T\u1ed1i \u0111a h\u00f3a T\u00e0i kho\u1ea3n Tr\u01b0\u1edbc thu\u1ebf:<\/strong> Vi\u1ec7c t\u1ed1i \u0111a h\u00f3a c\u00e1c kho\u1ea3n \u0111\u00f3ng g\u00f3p v\u00e0o 401(k) truy\u1ec1n th\u1ed1ng, 403(b) ho\u1eb7c T\u00e0i kho\u1ea3n Ti\u1ebft ki\u1ec7m S\u1ee9c kh\u1ecfe (Health Savings Account - HSA) s\u1ebd l\u00e0m gi\u1ea3m t\u1ed5ng thu nh\u1eadp g\u1ed9p c\u1ee7a b\u1ea1n ngay t\u1eeb \u0111\u1ea7u, \u0111\u1ed3ng th\u1eddi l\u00e0m gi\u1ea3m ngay l\u1eadp t\u1ee9c c\u1ea3 AGI v\u00e0 MAGI c\u00f9ng m\u1ed9t l\u00fac.<\/li>\n\n\n\n
      • Ki\u1ebfm so\u00e1t thu nh\u1eadp 2 n\u0103m tr\u01b0\u1edbc th\u1eddi \u0111i\u1ec3m Medicare:<\/strong> H\u00e3y nh\u1edb r\u1eb1ng ph\u00ed Medicare Ph\u1ea7n B v\u00e0 Ph\u1ea7n D n\u0103m 2026 c\u1ee7a b\u1ea1n \u0111\u01b0\u1ee3c x\u00e1c \u0111\u1ecbnh b\u1edfi MAGI m\u00e0 b\u1ea1n b\u00e1o c\u00e1o tr\u00ean t\u1edd khai thu\u1ebf n\u0103m 2024, 2 n\u0103m tr\u01b0\u1edbc. N\u1ebfu b\u1ea1n d\u1ef1 \u0111\u1ecbnh b\u00e1n t\u00e0i s\u1ea3n, r\u00fat m\u1ed9t l\u01b0\u1ee3ng l\u1edbn c\u1ed5 phi\u1ebfu, ho\u1eb7c nh\u1eadn c\u00e1c kho\u1ea3n ph\u00e2n ph\u1ed1i kinh doanh ch\u1ecbu thu\u1ebf l\u1edbn, h\u00e3y ph\u1ed1i h\u1ee3p th\u1eddi gian m\u1ed9t c\u00e1ch c\u1ea9n th\u1eadn \u0111\u1ec3 ng\u0103n ch\u1eb7n vi\u1ec7c ph\u1ee5 ph\u00ed IRMAA t\u0103ng \u0111\u1ed9t bi\u1ebfn sau hai n\u0103m n\u1eefa.<\/li>\n<\/ul>\n\n\n\n
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        \ud83c\udfaf Viet Tax US Actionable Tip: Don’t Overpay\u2014Build Your Income Strategy Today<\/b><\/h2>\n\n\n\n
          \n
        • T\u1eadn d\u1ee5ng c\u00e1c T\u00e0i kho\u1ea3n Chi\u1ebfn l\u01b0\u1ee3c:<\/strong> S\u1eed d\u1ee5ng c\u00e1c t\u00e0i kho\u1ea3n Roth ho\u1eb7c th\u1ef1c hi\u1ec7n Ph\u00e2n ph\u1ed1i T\u1eeb thi\u1ec7n \u0110\u1ee7 \u0111i\u1ec1u ki\u1ec7n (Qualified Charitable Distributions - QCDs)<\/b> \u0111\u1ec3 qu\u1ea3n l\u00fd MAGI c\u1ee7a b\u1ea1n, y\u1ebfu t\u1ed1 quy\u1ebft \u0111\u1ecbnh t\u00ednh \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n c\u1ee7a b\u1ea1n \u0111\u1ed1i v\u1edbi c\u00e1c ph\u00fac l\u1ee3i y t\u1ebf v\u00e0 h\u01b0u tr\u00ed quan tr\u1ecdng.<\/li>\n\n\n\n
        • Tr\u00e1nh Ph\u1ee5 ph\u00ed Ph\u00ed b\u1ea3o hi\u1ec3m:<\/strong> Vi\u1ec7c gi\u1eef thu nh\u1eadp c\u1ee7a b\u1ea1n d\u01b0\u1edbi c\u00e1c ng\u01b0\u1ee1ng c\u1ee5 th\u1ec3 s\u1ebd b\u1ea3o v\u1ec7 b\u1ea1n kh\u1ecfi vi\u1ec7c r\u01a1i v\u00e0o c\u00e1c b\u1eadc (tier) ph\u1ee5 ph\u00ed Medicare \u0111\u1eaft \u0111\u1ecf.<\/li>\n\n\n\n
        • \u0110\u1ec3 \u00fd \u0111\u1ebfn Thu\u1ebf An sinh x\u00e3 h\u1ed9i:<\/strong> Theo d\u00f5i ch\u1eb7t ch\u1ebd y\u1ebfu t\u1ed1 thu nh\u1eadp k\u1ebft h\u1ee3p \u0111\u1ec3 b\u1ea3o v\u1ec7 c\u00e1c ph\u00fac l\u1ee3i c\u1ee7a b\u1ea1n v\u00e0 tr\u00e1nh vi\u1ec7c thu\u1ebf b\u1ecb t\u0103ng kh\u00f4ng ki\u1ec3m so\u00e1t.<\/li>\n<\/ul>\n\n\n\n

          Vi\u1ec7c ch\u1ee7 \u0111\u1ed9ng ki\u1ec3m so\u00e1t doanh thu \u0111\u1ea3m b\u1ea3o c\u00e1c ng\u01b0\u1ee1ng n\u00e0y \u0111\u00f2i h\u1ecfi ph\u1ea3i c\u00f3 s\u1ef1 t\u00ednh to\u00e1n v\u00e0 d\u1ef1 b\u00e1o c\u1ea9n th\u1eadn. H\u00e3y li\u00ean h\u1ec7 v\u1edbi Viet Tax US ngay h\u00f4m nay<\/strong><\/strong><\/strong> \u0111\u1ec3 ch\u00fang t\u00f4i ph\u00e2n t\u00edch thu nh\u1eadp v\u00e0 x\u00e2y d\u1ef1ng m\u1ed9t chi\u1ebfn l\u01b0\u1ee3c ch\u1ee7 \u0111\u1ed9ng cho n\u0103m t\u1edbi.<\/p>","protected":false},"excerpt":{"rendered":"

          When planning your financial year, understanding the difference between your Adjusted Gross Income (AGI) and your Modified Adjusted Gross Income (MAGI) is critical. These two numbers act as critical benchmarks. They determine whether you are allowed to claim specific tax credits or if you will pay more for social benefits like Medicare. Here is what […]<\/p>\n","protected":false},"author":114454187,"featured_media":2184,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"advanced_seo_description":"Understand the difference between AGI and MAGI for the 2026 tax year. Learn how these critical income thresholds impact your tax credits and Medicare benefits.","jetpack_seo_html_title":"2026 AGI vs MAGI: Income Thresholds and Tax 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planning your financial year, understanding the difference between your Adjusted Gross Income (AGI) and your Modified Adjusted Gross Income (MAGI) is critical. These two numbers act as critical benchmarks. They determine whether you are allowed to claim specific tax credits or if you will pay more for social benefits like Medicare. Here is what…","jetpack_likes_enabled":true,"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/pgpJOu-z7","jetpack-related-posts":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/viettaxus.com\/wp-content\/uploads\/2026\/07\/Gemini_Generated_Image_mcmud2mcmud2mcmu.png?fit=2784%2C1536&ssl=1","_links":{"self":[{"href":"https:\/\/viettaxus.com\/vietnamese\/wp-json\/wp\/v2\/posts\/2177","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/viettaxus.com\/vietnamese\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/viettaxus.com\/vietnamese\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/viettaxus.com\/vietnamese\/wp-json\/wp\/v2\/users\/114454187"}],"replies":[{"embeddable":true,"href":"https:\/\/viettaxus.com\/vietnamese\/wp-json\/wp\/v2\/comments?post=2177"}],"version-history":[{"count":5,"href":"https:\/\/viettaxus.com\/vietnamese\/wp-json\/wp\/v2\/posts\/2177\/revisions"}],"predecessor-version":[{"id":2185,"href":"https:\/\/viettaxus.com\/vietnamese\/wp-json\/wp\/v2\/posts\/2177\/revisions\/2185"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/viettaxus.com\/vietnamese\/wp-json\/wp\/v2\/media\/2184"}],"wp:attachment":[{"href":"https:\/\/viettaxus.com\/vietnamese\/wp-json\/wp\/v2\/media?parent=2177"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/viettaxus.com\/vietnamese\/wp-json\/wp\/v2\/categories?post=2177"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/viettaxus.com\/vietnamese\/wp-json\/wp\/v2\/tags?post=2177"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}